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Mahindra & Mahindra Financial Services Limited is an Indian non-banking finance company focused on retail finance primarily in rural and semi-urban markets. It operates as a financial intermediary providing purchase financing solutions for new and pre-owned auto and utility vehicles, tractors, cars, commercial vehicles, and construction equipment. The company is a subsidiary of Mahindra & Mahindra Limited and serves customers across India. It has developed a widespread presence through a network of 1,365 branches in 27 states and 7 union territories, catering to over 11 million customer contracts since its inception. The company's operations span the non-banking finance and retail finance industries.