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Tata Capital Limited is a non-banking financial company headquartered in India and operating as the flagship financial services entity of the Tata Group. It functions as a subsidiary of Tata Sons Private Limited. The company provides a range of financial products and services including commercial finance, consumer loans, wealth management services, and the distribution and marketing of Tata Cards. Tata Capital operates across various segments within the financial services industry. It serves over 7.7 million customers by leveraging a combination of physical branch networks and digital infrastructure, characterizing its model as a 'phygital' organization. The company’s offerings encompass retail, corporate, and investment financial products.