EMERALD

Emerald Finance Ltd, incorporated in 1983 and formerly known as Emerald Leasing Finance and Investment Co. Ltd., is a non-banking financial company (NBFC) operating in India. It provides digital lending and financial technology services with a focus on niche credit segments including Earned Wage Access (EWA), gold loan syndication, and MSME financing. The company operates primarily through a proprietary technology platform targeting both retail and corporate clients. Among its notable initiatives is the flagship Earned Wage Access program. Emerald Finance Ltd's business segments include EWA, gold loan syndication, and MSME financing, positioning it within the financial services, NBFC, and fintech industries.