SAMMAANCAP

Indiabulls Housing Finance Ltd, incorporated in 2005 in India, is a non-banking financial company (NBFC) operating in the housing finance and mortgage lending industry. The company provides a range of financial products including home loans, loans against property, corporate mortgage loans such as lease rental discounting, and residential construction finance. It primarily operates in the mortgage and retail lending segments. Regulated by the National Housing Bank (NHB), Indiabulls Housing Finance Ltd received Reserve Bank of India approval in June 2024 to convert into an Investment and Credit Company (NBFC-ICC) and is classified as an Upper Layer NBFC under RBI's scale-based regulatory framework. Its business model is asset-light, focusing on co-lending and sell-downs to optimize capital efficiency. The company operates solely within India. It has experienced a name change conflict with Sammaan Capital Ltd, which was formerly known as Indiabulls Housing Finance Ltd.